By Steven Hart
John Hancock annuities include several variable annuity products to help with the accumulation of tax-deferred retirement income and assets. John Hancock annuities also comprise a number of fixed annuity plans designed to provide a secure retirement.
John Hancock Variable Annuities
The Venture plan was created to meet the needs of individuals who have stable income and retirement objectives. It takes a long-term approach to retirement planning. Its features include declining annual management fees, diversity in portfolio options, guaranteed lifetime payments, protection for beneficiaries through a standard death benefit, and tax deferral.
The Venture III product is appropriate for those who want a little more flexibility in the retirement income plans, while Venture Vantage is designed for people who are ready to get a jump on planning for retirement. Venture III provides for short-term access to retirement savings, in addition to a flexible strategy with diverse portfolio options, guaranteed payments for life, tax deferral benefits, and family protection via death benefits. Venture Vantage provides for an immediate payment enhancement on money that has been allocated in the annuity: payments under $500,000 get a five-percent enhancement on each dollar, while those at or above $500,000 get a six-percent enhancement.
Venture Vision is the program for individuals who have centered their retirement planning on retaining easy access to their funds. It provides total liquidity for funds in the annuity, meaning that owners will not pay surrender charges if they access their money through early withdrawals.
John Hancock Fixed Annuities
The JH Spectrum Fixed Annuity was created as the basis for any retirement portfolio and features a choice of guarantee periods, protection for your principal investment amount from volatility in the marketplace, referral services for families facing serious care needs, immediate payment enhancement for each dollar added to the contract, tax deferral, and death benefit protection.
The GPA Plus Fixed Annuity provides guaranteed principal, minimum interest rate, and reliable lifetime income. You can get into this plan for an investment of just $2,000. The plan features a lock-in for rates of one, three, or six years. Principal is protected from market volatility, and the inclusion of CARESolutions means you have access to helpful care referral services and programs. Bonus interest rates are also credited at one, two, or three percent during the first year of each premium.
John Hancock Managed annuity is an immediate, fixed annuity that provides the payment choices and reliability to help individuals meet their retirement goals.
For more information from Steven on how to invest in fixed annuities, their pros & cons, and common annuity investment mistakes, visit Fixed Rate Annuities To read more annuity articles on John Hancock and other carriers and review this article, visit John Hancock Annuities
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John Hancock Hires DSM As Subadviser
20 Oct 2009 by admin
John Hancock Annuities has appointed DSM Capital Partners as subadviser Go here to read the rest: John Hancock Hires DSM As Subadviser. Original post: John Hancock Hires DSM As Subadviser.
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PLANADVISER.com - John Hancock Steps Up Variable Annuity Product
17 Jun 2008
John Hancock annuities purchased on or after June 16, 2008, will have four quarterly reviews each contract year up to age 95 to capture potential market growth via an anniversary step-up, the release said. John Hancock Annuities also ...
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Variable annuity trends
1 Dec 2008 by Senior Market Advisor
One potential positive to emerge from all the bloodshed, suggests Mullen, vice president of marketing at John Hancock Annuities, is a winding down of the “arms race” that for roughly the past two years has pitted insurance companies ...
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John Hancock Annuities Enhances Lifetime Withdrawal Benefit ...
16 Jun 2008 by news@insuranceheadlines.com
BOSTON, June 16 /PRNewswire-FirstCall/ -- John Hancock Annuities today announced a major enhancement to its top-selling optional withdrawal benefit rider available with Hancock's variable annuities. Income Plus For Life increased the ...
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John Hancock Annuities enhances lifetime withdrawal benefit
17 Jun 2008
John Hancock Annuities has enhanced Income Plus For Life, its optional withdrawal benefit rider available with Hancock's variable annuities.
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3 Feb 2009 by mholzemer
we are currently investigating claims against john hancock life insurance company regarding clients who purchased deferred fixed annuities. these annuities are considered “flexible” by the fact they allow additional deposits to be made ...
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17 Nov 2008 by mcdanieljr
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john hancock annuities - shopping by carrier
14 Jan 2009 by admin
john hancock annuities include several variable annuity products to help with the accumulation of tax-deferred retirement income and assets. john hancock annuities also comprise a number of fixed annuity plans designed to provide a ...
Free Insurance Quote Blog - http://www.freeinsurancequoteblog.com/
john hancock annuities
20 Jun 2009
All john hancock annuities information. Read more.
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20 Feb 2007 by armandn
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